Credit cards can be a solution for those of you who want to shop online. Although currently there are many shopping offers with installment payment methods without a credit card and debt loans with paylater, but until now the online shopping method with a credit card is still considered safer and easier, because credit card interest rates are clearer and more competitive. So choosing a credit card as a payment method further maximizes the convenience of online shopping . Not only that, there are various advantages that can be obtained when shopping online with a credit card such as the following:
More Practical Transactions
Everyone loves practicality! Online shopping using a credit card payment method is more practical than other payment methods. Simply by entering the card verification value code , you no longer need to have trouble transferring for online shopping purchases .
But keep in mind, even if you only fill in the card verification code, you still have to be careful when entering the code. Never enter the confidential card verification code using an unsafe internet network because the code data is very vulnerable to being stolen and misused. If the confidential data is obtained by someone else, it is very risky for your credit card to be used by irresponsible people.
Can be used for transactions in overseas online stores
Not only online stores or e-commerce in Indonesia, you can also use a credit card to shop at online stores or e-commerce from abroad. Each credit card issuing bank has different conditions if you want to use a credit card for shopping at online stores or e-commerce abroad. So, make sure you know and pay attention to the various existing provisions, such as the minimum transaction set, the installment amount, to the administrative fees set by the bank. So you can adjust the use of credit cards according to your preferences and abilities.
No need to bother transferring money
After ordering the items you want to buy at the online store , then you have to make a payment. If you choose a payment method other than a credit card, you must immediately send some money to the seller’s account. Some online stores provide a tight transfer time limit, even none at all. However, this problem can be solved by choosing a payment method using a credit card. The purchase transaction amount will be automatically paid and billed so you don’t have to bother going to an ATM or accessing banking features just to pay for your order.
Flexible Payment Amount
Credit card limits are your only limitations when shopping using a credit card. The rest, you can personally manage your expenses according to your needs. This overcomes the limitations of transfer or virtual money payment methods where the balance may not be sufficient to pay for your transaction.
How to Shop Online Using a Credit Card
After knowing the various advantages of online shopping using a credit card, now is the time for you to know how to shop online using a credit card as a payment method. The method is not complicated, you can follow the method as follows:
- Visit the online store or e-commerce site where you want to buy necessities.
- ‘Sign in’ or create an account for the site or e-commerce , then complete the required personal data.
- Search and select the item you want to buy by category or by keyword search feature, then add it to the shopping cart.
- ‘Checkout’ or continue the ordering process until there is a choice of payment method.
- Select ‘credit card’ or ‘credit card’ as the payment method, then proceed to the next process.
- Next, you are required to fill in the required data in the “billing information” and “credit card information” sections such as credit card numbers, CVV numbers and expiration dates. Make sure the data you fill in is complete and correct.
- Don’t check the “save card number and expiration date” option if you don’t want your credit card data stored on the site or e-commerce for future transactions.
- Proceed to the payment finalization process.
- Fill in the authorization code ( 3D secure ) that has been sent by the bank if needed. A credit card authorization code will usually be sent to your phone via SMS.
- Double-check all information related to the goods you will buy and the bill you will pay, if it is appropriate, complete the transaction by clicking “OK” or the like.
How? How to shop online using a credit card is very easy, right? By using a credit card as a payment method, you can save your time and no longer have to bother to complete the payment process for the goods you need. In addition, you can more clearly monitor your credit card spending because all transactions are recorded directly on your credit card spending history . So that credit cards can be your solution and choice to simplify your daily needs.
If you don’t have a credit card, make sure you apply for a credit card at a bank that is trusted and offers various conveniences. Like cheapitems.org, which has various types of credit cards payment methode that you can choose according to your preferences and needs. In addition, you can get various features and benefits supported by competitive rates and fees. Click here to learn more about the cheapitems.org credit card that suits your preferences and needs.
